Toku

What is Toku?

Toku is a cutting-edge payment technology platform founded in 2020, focused on simplifying and automating the collection of recurring payments for businesses across Latin America. It offers a fully customizable payment portal that integrates multiple payment methods into a seamless experience, enabling companies to increase revenue, reduce administrative workload, and enhance customer payment experiences. With strong security standards including PCI DSS Level 1 certification, real-time payment reconciliation, and AI-driven customer communication, Toku supports industries such as insurance, education, utilities, telecommunications, and finance in Chile, Mexico, and Brazil.

Key Features

• Customizable Payment Portal

  White-label online portal tailored with client branding, allowing customers to pay without redirection to external sites.

• Automated Recurring Payment Management

  Streamlines the entire collection process with automatic payment activation, intelligent retries, and subscription billing.

• Multi-Channel Customer Communication

  Uses AI to contact customers via WhatsApp, SMS, or email for payment reminders and overdue notifications.

• Robust Integration Options

  Supports API, FTP, and native integrations with ERP and CRM systems like Oracle and SAP, plus file-based data exchange without development.

• Real-Time Payment Reconciliation

  Consolidates payment data in a single platform, providing immediate visibility and reducing manual reconciliation efforts.

• Highest Security Standards

  PCI DSS Level 1 certified with tokenization to protect sensitive payment data and ensure transaction security.

Use Cases

• Subscription-Based Businesses : Automates billing and collections for companies with recurring revenue models, improving cash flow and customer retention.
• Financial Services and Insurance : Enhances payment approval rates and reduces manual collection efforts through intelligent automation and secure processing.
• Telecommunications and Utilities : Simplifies payment acceptance across multiple channels, including cash and digital methods, tailored to regional preferences.
• Education Sector : Manages tuition and fee collections efficiently with automated reminders and flexible payment options.
• Enterprise Integration : Seamlessly connects with existing ERP and CRM systems to streamline financial operations and reporting.

FAQs