iNRI

What is iNRI?

iNRI is a comprehensive investment platform designed specifically for Non-Resident Indians (NRIs) to invest effortlessly in Indian mutual funds. It addresses the challenges NRIs face such as complex tax regulations, repatriation, and operational hurdles by offering a fully digital onboarding process, curated investment portfolios, and ongoing tax and compliance support. The platform leverages AI and machine learning to deliver personalized portfolio recommendations aligned with users’ risk tolerance and financial goals, making Indian market investments accessible and hassle-free.

Key Features

• AI-Driven Smart Investing Tool

  Utilizes machine learning to create personalized mutual fund portfolios based on individual risk scores, investment preferences, and horizon.

• Seamless Digital Onboarding

  100% online KYC and account setup process for NRE/NRO bank accounts, enabling quick and paperless investment initiation.

• Curated Investment Portfolios

  Offers handpicked baskets of mutual funds tailored to users’ risk appetite and financial goals with ongoing portfolio reviews.

• Taxation and Repatriation Support

  Comprehensive assistance with Indian tax filing, cross-border tax compliance, and hassle-free repatriation of funds.

• Transparent and Secure Transactions

  Funds flow directly between users’ bank accounts and asset management companies; iNRI does not hold investments, ensuring safety and transparency.

• Global Accessibility

  Available to NRIs in over 30 countries including the US, Canada, UAE, Germany, Singapore, and Australia.

Use Cases

• NRI Mutual Fund Investment : Enables NRIs to invest in Indian mutual funds with personalized portfolios and expert advisory, overcoming regulatory and operational barriers.
• Tax Compliance and Filing : Supports NRIs in managing Indian tax obligations related to investment income and capital gains, simplifying cross-border tax complexities.
• Portfolio Management : Provides ongoing portfolio monitoring, annual reviews, and flexible fund adjustments to optimize long-term wealth creation.
• Digital Wealth Advisory : Delivers AI-powered investment recommendations and financial assessments tailored to individual risk profiles and goals.
• Cross-Border Fund Repatriation : Facilitates smooth repatriation of investment returns to NRIs’ countries of residence through compliant banking channels.

FAQs