Prava

What is Prava?

Prava is a payments API built specifically for agentic AI applications. It solves a fundamental gap in the AI ecosystem: AI apps can discover and recommend products, but they cannot complete purchases. Prava bridges this gap by providing a PCI DSS Level 2 compliant tokenization and vaulting system — integrated with Visa Intelligent Commerce — that lets AI agents execute real checkout flows using scoped, single-use payment tokens. Users connect their card once, approve transactions via biometric passkey, and the payment flows directly from user to merchant. AI apps never touch raw card data at any point.

Key Features

• Tokenized Agentic Payments

  Issues scoped, single-use payment tokens locked to a specific merchant and amount, so AI agents can complete purchases without ever accessing raw card details.

• Biometric User Authorization

  Every transaction requires explicit user approval via Face ID or fingerprint passkey, ensuring users remain in full control and AI cannot overspend autonomously.

• PCI DSS Level 2 Compliance

  Built on PCI DSS Level 2 certified infrastructure with Skyflow (a PCI DSS Level 1 data vaulting provider), keeping financial data hidden from the AI, the LLM, and Prava itself.

• Universal PSP Compatibility

  Payment tokens work across any payment service provider globally — not limited to a single gateway like Stripe — enabling checkout on virtually any merchant online.

• Fast Developer Integration

  Integrates in minutes with just 4–5 lines of code, with multi-protocol support and optional built-in browser automation for completing checkout flows.

• Visa Intelligent Commerce Integration

  Official integration with Visa Intelligent Commerce enables secure, card-based agentic payments for AI apps operating in the US market.

Use Cases

• AI Shopping Apps : E-commerce AI assistants can convert product recommendations into completed purchases with one biometric tap, eliminating the redirect-link drop-off problem.
• AI Travel & Booking Agents : AI booking assistants can finalize hotel, flight, or event reservations directly within the app without sending users to external checkout pages.
• AI Personal Assistants : General-purpose AI assistants can handle transactional tasks — ordering groceries, paying bills, buying services — as part of a natural conversation flow.
• Developer & SaaS Platforms : Development teams building any agentic AI product can embed compliant payment capabilities quickly without managing PCI compliance infrastructure themselves.

FAQs