Balance

What is Balance?

Balance is an end-to-end B2B transaction platform designed to simplify and optimize the entire payment lifecycle for businesses. It offers solutions that enable instant buyer approval for credit terms, flexible financing, multi-channel payment acceptance, and advanced accounts receivable automation. The platform supports seamless integration through robust APIs and provides a consumer-grade checkout experience tailored for B2B buyers worldwide. Balance’s tools help businesses grow sales, guarantee cash flow, reduce bad debt, and eliminate accounts receivable complexity, making it a trusted choice for marketplaces, procurement platforms, and enterprises.

Key Features

• Dynamic Net Terms and Financing

  Instant credit approval and flexible financing options that allow businesses to offer payment terms while receiving payments immediately, reducing risk and improving cash flow.

• Multi-Method Payment Processing

  Supports various payment channels consolidated into a single payout, enabling global transactions in local currencies with a streamlined checkout experience.

• Advanced Invoicing and AR Automation

  Self-serve invoicing with precise billing for partial shipments and backorders, automated matching of payments to invoices, and tools to reduce days sales outstanding (DSO).

• Marketplace Operating System

  Comprehensive suite for marketplaces and platforms to manage payouts, financing, and multi-party payments efficiently with customizable workflows.

• Simple Integration and Customization

  API-first design with expert support enables fast implementation and the ability to tailor buyer journeys with white-label or Balance branding.

• Robust Reporting and Analytics

  Dashboard reports provide visibility into financial data such as account activity, balance summaries, and unreconciled funds to support better decision-making.

Use Cases

• B2B Sales Growth : Enable businesses to expand sales by offering flexible payment terms and financing options that improve buyer purchasing power.
• Accounts Receivable Management : Finance teams can automate credit approvals, invoice reconciliation, and collections to reduce administrative burden and improve cash flow.
• Marketplace Payment Solutions : Marketplaces and platforms can streamline multi-party payments, manage payouts, and scale transaction volumes with integrated financing and payment tools.
• Global B2B Transactions : Support international business by accepting payments in local currencies and enabling cross-border financing and settlements.
• Order and Inventory Management : Handle complex invoicing scenarios such as backorders and partial shipments with precise billing and clear communication.

FAQs