Middesk

What is Middesk?

Middesk provides a comprehensive business identity platform designed to help companies verify and onboard business customers quickly and reliably. By connecting directly to authoritative sources such as every U.S. Secretary of State office, the IRS, and various government agencies, Middesk delivers fresh, accurate business data for compliance, underwriting, and fraud prevention. Its platform automates Know Your Business (KYB) processes, streamlines tax registration, and offers unique risk insights through proprietary data models, enabling businesses to confidently approve more customers faster while reducing compliance workload.

Key Features

• Authoritative Business Verification

  Direct data connections to all U.S. Secretary of State offices and the IRS ensure verification of 100% of registered businesses with up-to-date information.

• Risk and Compliance Insights

  Proprietary models analyze patterns to identify compliance, fraud, and credit risks, providing actionable insights for smarter onboarding decisions.

• Automated KYB and Tax Registration

  Streamlines Know Your Business compliance workflows and automates payroll tax registration to reduce manual effort and speed up onboarding.

• User-Friendly API and Dashboard

  Intuitive tools enable seamless integration and provide analysts with easy access to verification data and risk assessments.

• Instant Business Legitimacy Scoring

  Signal product delivers a composite legitimacy score and detailed reason codes within seconds to help filter and qualify business customers efficiently.

Use Cases

• Banking Compliance : Automate KYB, CIP, CDD, and EDD compliance processes to boost auto-approvals and reduce onboarding friction.
• Lending Underwriting : Evaluate credit risk and streamline loan approvals with reliable business verification and lien filing capabilities.
• Fintech Customer Verification : Meet sponsor bank compliance and risk requirements by verifying business customers quickly and accurately.
• Marketplace Fraud Prevention : Block fraudulent sellers and satisfy payment compliance through frictionless business identity verification.
• Business Growth Enablement : Support fast and safe scaling of business relationships by providing trusted identity and risk insights to partners and customers.

FAQs